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  • Family Protection Plan - Savings

    Guardian Sanchay

    Key Benefits
    Book Appointment
    The easiest plan that focuses on your convenience
    Protect your family's future
    Life cover for entire policy term
    Shortest term savings option

    Keep it simple: An easy savings plan topping with saving protection coverage and comes with attractive bonuses. It is a monthly saving plan, easily affordable to policyholder, offers the full Sum Assured at the maturity along with bonuses declared during the policy term.

    The plan comes with 2 (two) categories:

    • Guardian Savings Gold
    • Guardian Savings Silver

    Term: 5 – 52 Years

    Lowest monthly premium: BDT 1,000

    Age: 18 – 65 years (At Maturity, age of the policyholder can’t exceed 70 years)

    Premium Payment Method: Monthly

    Supplementary Insurance Facilities:

    This plan allows you to avail any or multiple of the following supplementary insurance facilities:

    1. DIAB: Double Indemnity Accidental Benefit
    2. Health Insurance (HI)
    3. Insurance for Critical illness (CI)

    Pre-requisites:

    • The policy applicant must be in good & sound health
    • The policy applicant must have own, valid and regular income

    Plan Benefits:

    1. Upon maturity of the insurance plan, the policyholder will get the full survival benefit which includes the entire sum assured along with the earned bonus / profit.
    2. If the policyholder dies while the plan is in force before the expiry of the insurance plan, then nominee of the policyholder will get the full sum assured plus the earned bonus / profit.
    3. However, only for Guardian Savings Gold policies, if the policyholder dies due to accidental death while the plan is in force before the expiry of the plan, then the nominee of the policyholder will get double the full sum assured along with the earned bonus / profit.
    4. The policy achieves paid-up status after paying at least 2 (two) years of premium, after that the policy may be converted to a reduced Sum Assured upon request of the policyholder.
    5. Surrender Value and Loan Benefit: Upon payment of at least 2 (two) years of premium, a policy achieves Surrender Value. There is option for Policyholder to avail Policy Loan up to a maximum of 90% of the Surrender Value.
    6. Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid every year at applicable rate.
    7. Hospitalization Benefits: Enjoy hospitalization benefits upto 5 Lac for Yourself and every family member (Spouse & Child) individually.
    8. Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.
    9. Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.
    10. Critical Illness Coverage: 18 Critical Illness Coverage for self upto 5 Lac.

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