Term: 5 – 52 Years
Premium: Minimum premium is BDT 50,000
Age: 18-65 years (At Maturity, age of the policyholder can’t exceed 70 years)
Premium Payment Method: Single / Once
- The policy applicant must be in good & sound health
- The policy applicant must have own, valid and regular income
- Upon maturity of the insurance plan, the policyholder will get double of Sum Assured.
- If the policyholder dies while the plan is in force before the expiry of the insurance plan, then the policyholder’s nominee will be paid double the sum assured.
- The policy achieves paid-up status after paying at least 2 (two) years of premium, after that the policy may be converted to a reduced Sum Assured upon request of the policyholder.
- Surrender Value and Loan Benefit: Upon payment of at least 2 (two) years of premium, a policy achieves Surrender Value. There is option for Policyholder to avail Policy Loan up to a maximum of 90% of the Surrender Value.
- Income Tax Rebate Benefit: The benefit of income tax rebate on premium paid at applicable rate.
- Discounts on Hospitals: Enjoy attractive discounts at more than 300 partner Hospitals & Clinical Labs with Guardian Life Card.